Quick Answer: What Is The Cheapest Car Insurance Group UK?

What is the lowest insurance group?

Insurers can also use their own grouping system if they want.

Typically, the lower a car’s insurance group number, the cheaper it will be to insure.

This means cars in insurance group 1 are likely to be the cheapest cars to insure, while those in group 50 will be the most expensive..

Is Insurance Group 23 expensive?

Cars in insurance group 23 are moving towards the higher part of the scale in terms of insurance premiums. Indeed, cars in insurance category 23 are known to be more expensive and powerful. Pieces to replace when cars are damaged are often more expensive leading to higher repairing costs.

Is insurance group 10 good or bad?

Car insurance group 10 vehicles are among the cheapest to insure. They are cheaper to insure than groups with higher numbers. The cars and other vehicles within this category score well in most of the factors used to determine the group ratings. This includes low cost of repair and good safety features.

Is Insurance Group 27 high?

What is insurance group 27? … Vehicles in group 27 are likely to cost slightly above average to insure. The cars that fall in this group usually score fine in factors used to determine the group ratings, such as car safety, security features and engine size.

Is insurance group 26e high?

Insurance group 26 cars are priced just above average. That means they typically rank just above average for the factors used to rank these groups, including market value, repair costs, safety features, etc.

Is Insurance Group 9 high?

Cars in insurance Group 9 are still among the cheapest cars of the market to insure. Category 9 can be a good match for having both a good insurance deal as well as a bit more powerful vehicle than in lower insurance groups.

What do insurance groups mean UK?

The Group Rating Panel, administered by Thatcham Research, assigns new car models to an insurance group from 1 (cheapest to insure) to 50 (the most expensive). Cars in the highest groups, typically high performance models, are likely to cost insurers the most in insurance claims.

Is Insurance Group 28 expensive?

Vehicles in category 28 are approaching the highest part of the scale when it comes to insurance premiums. Cars belonging to insurance group 28 are known to be powerful. Repairing costs are higher and therefore insurance premiums as well.

Are 3 door cars more expensive to insure?

insurance companies usually don’t care about number of doors. the rates are driven solely by crash/claim cost statistics. yes, 2 door sporty cars typically are crashed more and therefore are more expensive to insure. there are definitely exceptions to this trend though, just get lots of quotes on different cars.

Is Insurance Group 13 high?

Cars in insurance group 13 cars are on the cheaper side to insure. That’s because group 13 is at the lower end of the 50 insurance groups compiled by Thatcham Research. In this guide, we’ll explore some of the factors used to determine the group ratings, and how cars in group 13 tend to score for them.

Is Insurance Group 12 expensive?

Get quotes for insurance group 12 cars Insurance group 12 cars tend to be on the cheaper side to insure. … These ratings include less powerful engines, good car safety features and being relatively cheap to repair.

Is Insurance Group 40 expensive?

Cars in group 40 are more likely to be expensive to insure. However, there are also a number of other factors that insurers take into account, such as your age, driving history and location, so it’s always important to compare policies to find one that works for you.

Is Insurance Group 30 high?

What is insurance group 30? With insurance groups ranging from 1-50, vehicles in group 30 tend to cost a bit more than average to insure. The cars in this group score OK in factors used to determine the group ratings, such as having good car safety and security features and low repair costs.

Is Insurance Group 43 expensive?

These groups are to help insurers offer a reasonable car insurance quote. Vehicles in group 1 are the cheapest to insure, while those in group 50 are the most expensive. Insurance group 43 cars are therefore among the more expensive vehicles to insure.

Is insurance group 15e expensive?

Groups are based on your car’s power, value, security and repair costs. So, insurance group 15 cars tend to be mid-range when it comes to insurance costs. There are 50 car insurance groups and generally, the lower the number the cheaper the insurance.

Is Insurance Group 41 expensive?

Insurance group 41 cars are therefore among the more expensive cars to insure. The group a particular vehicle is assigned depends on a variety of factors, including market value, vehicle performance, safety features, cost of repairs and security features.

Is Insurance Group 47 expensive?

What does car insurance group 47 mean? Cars in insurance category 47 are among the most expensive cars to insure. This is often the case of luxury or sport car with large engines and very high performance.

Is insurance group 11e expensive?

If you’re willing to keep your car insurance quotes down while buying an average car engine, you might go for a car in insurance Group 11. Cars in category 11 are still at the cheapest part of the scale when it comes to insurance premiums.

What does the E mean in insurance groups?

Theft deterrentsTheft deterrents E= Exceeds the security requirement for a car of this type and the group rating has been reduced – so a group 10 car that exceeds the standard is listed as a 9E.

How can I get cheaper car insurance UK?

Follow our other top tips to drive the cost down even further.Limit your mileage. … Pay annually. … Improve security. … Increase your voluntary excess. … Build up your no claims bonus discount. … Only pay for what you need. … See if it’s cheaper to buy add-ons as separate products. … Consider your cover type.More items…•Mar 8, 2021

Is Insurance Group 20 high?

Insurance group 20 cars are often on the cheaper side to insure. With group 20 being at the lower end of the 50 insurance groups created by Thatcham Research, you can expect them to have relatively good car safety features and inexpensive repair costs.